Ameris Bancorp (ABCB) Q4 2024 Earnings Call Transcript

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Ameris Bancorp (NYSE:ABCB) Q4 2024 Earnings Conference Call January 31, 2025 9:00 AM ET

Company Participants

Nicole Stokes – Chief Financial Officer
Palmer Proctor – Chief Executive Officer
Doug Strange – Chief Credit Officer

Conference Call Participants

Catherine Mealor – KBW
David Feaster – Raymond James
Russell Gunther – Stephens
Christopher Marinac – Janney Montgomery Scott
Manuel Navas – D.A. Davidson

Operator

Good day, and welcome to the Ameris Bancorp Fourth Quarter Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.

I would now like to turn the conference over to Nicole Stokes, Chief Financial Officer. Please go ahead.

Nicole Stokes

Thank you, Wyatt, and thank you to all who have joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our at amerisbank.com. I’m joined today by Palmer Proctor, our CEO; and Doug Strange, our Chief Credit Officer. Palmer will begin with some opening general comments and then I will discuss the details of our financial results before we open up for Q&A.

Before we begin, I’ll remind you that our comments may include forward-looking statements. These statements are subject to risks and uncertainties. The actual results could vary materially. We list some of the factors that might cause results to differ in our press release and in our SEC filings which are available on our website.

We do not assume any obligation to update any forward-looking statement as a result of new information, early developments, or otherwise, except as required by law. Also during the call, we will discuss certain non-GAAP financial measures in reference to the company’s performance. You can see our reconciliation of

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